Overview
Perle Funding LLC (“Perle Funding,” the “Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit perlefunding.com and its subdomains (the “Website”), or when you communicate with us by phone, email, or text message, and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy does not apply to information collected offline or through any other means, or by any third party, including through any application or content that may link to or be accessible from the Website. By accessing or using the Website, you agree to this Privacy Policy. If you do not agree with our policies and practices, please do not use the Website.
1. Children's Privacy
Our services are designed for representatives of businesses and are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 13. If we learn we have collected or received personal information from a child under 13, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at support@perlefunding.com.
2. Information We Collect
Information you provide to us
When you apply for funding, submit a form, or otherwise communicate with us, we may collect information by which you or your business may be personally identified, including:
- name, postal address, email address, and telephone number;
- business information such as legal name, DBA, entity type, federal tax ID, industry, time in business, and business address;
- owner information such as ownership percentage and, where provided, the last four digits of a Social Security number;
- financial information such as revenue ranges, bank statements, and bank account data you choose to share; and
- any other information you choose to provide in applications, forms, or correspondence.
Information collected automatically
As you navigate the Website, we may automatically collect usage details, IP addresses, browser types, device information, and information collected through cookies and similar technologies (see Section 4).
Information from third parties
We may receive information about you or your business from third parties, including credit reporting agencies, bank-data providers, identity-verification services, business databases, and our funding partners, in connection with evaluating an application or servicing an account.
3. How We Use Your Information
We use the information we collect to:
- evaluate and process funding applications and provide our services;
- verify identity and prevent fraud;
- communicate with you about your application, account, and our services;
- service and administer funding transactions, including payments and collections;
- improve the Website and develop new products and services;
- analyze usage and demographics and design marketing campaigns;
- recommend products or services that may be of interest to you; and
- comply with legal and regulatory obligations and enforce our agreements.
4. Cookies and Tracking Technologies
The Website may use cookies, web beacons, pixels, and similar technologies to recognize your browser, remember your preferences, understand how visitors use the Website, and measure the effectiveness of our marketing. You can set your browser to refuse all or some cookies or to alert you when cookies are being sent; however, some parts of the Website may not function properly without them.
5. Text Messaging (SMS) Program
If you opt in to receive text messages from Perle Funding — for example, by checking the consent box on our application — we may send you automated text messages regarding your application and our services. Consent to receive text messages is not required to apply for or obtain funding. Message frequency varies, and message and data rates may apply. You may opt out at any time by replying “STOP” and may reply “HELP” for assistance or contact us at support@perlefunding.com.
No mobile information will be shared with, or sold to, third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except as necessary to provide the messaging service itself.
6. How We Share Your Information
We may disclose information that we collect as described in this policy:
- to our subsidiaries and affiliates;
- to contractors, service providers, and other third parties we use to support our business (such as hosting, analytics, bank-data, and payment providers), who are bound to keep the information confidential and use it only for the purposes for which we disclose it to them;
- to funding partners and capital providers for the purpose of evaluating and providing funding offers and servicing funded transactions;
- to credit reporting agencies and collection agencies where applicable;
- to a buyer or successor in the event of a merger, acquisition, or sale of assets;
- to comply with any court order, law, or legal process, including responding to any government or regulatory request;
- to enforce our Terms of Service and other agreements; and
- with your consent or at your direction.
We do not sell personal information as “sale” is defined under applicable state privacy laws, including the California Consumer Privacy Act (CCPA).
7. Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. Information is stored on secure servers behind firewalls, and sensitive data is transmitted using encryption. Unfortunately, the transmission of information via the internet is not completely secure. Although we work to protect your personal information, we cannot guarantee the security of information transmitted to the Website; any transmission is at your own risk.
8. Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, regulatory, and reporting requirements, to service funded transactions, and to resolve disputes and enforce our agreements.
9. Your Choices and Rights
You may opt out of marketing emails by following the unsubscribe instructions in any such email, and out of text messages by replying “STOP.” Depending on your state of residence, you may have additional rights under applicable privacy laws, such as the right to request access to, correction of, or deletion of certain personal information. To exercise any of these rights, contact us at support@perlefunding.com. We will respond in accordance with applicable law and may need to verify your identity before acting on a request.
10. Third-Party Links
The Website may contain links to third-party websites and services. We are not responsible for the privacy practices or content of those third parties, and this Privacy Policy does not apply to them. We encourage you to review the privacy policies of any third-party sites you visit.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page and update the “Last updated” date above. Your continued use of the Website after we make changes indicates your acceptance of those changes.
12. Contact Us
To ask questions or comment about this Privacy Policy and our privacy practices, contact us at:
Perle Funding LLC
New York, NY
Email: support@perlefunding.com
Phone: (516) 232-1308